E-Commerce Information
How eCommerce Processing Works
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Your customer enters their credit card for payment on your website's online form or virtual terminal.
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The credit card information is processed through our secure payment gateway. Customer card details are validated for security and available funds.
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Our payment gateway relays the transaction results back to you and your customer.
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The customer's issuing bank sends the funds to your bank who then deposit it into your business account (settlement).
Advanced Billing Tools
Choice Payment Solutions gateway includes several advanced billing options for merchants. These streamlined payment solutions are ideal for subscription services, membership based businesses or any other business with a list of regular customers.
Recurring Billing
Simplify your invoicing. Recurring Billing service is designed to automate your customers' recurring payments as well as provide you with a powerful selection of tracking and reporting tools.
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One-time entry of customer transaction information into our secure online interface
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Set up timed credit card transactions
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Build fully flexible schedules (any period of days, weeks or months)
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Prorate first payments
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Control declined transactions and customize settings for automatic retries
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Email invoices to your customer
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View and email detailed recurring billing reports and customer transaction histories
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Manage taxes on a per-customer basis
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Access comprehensive fraud-prevention tools
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For ultimate control and customization or if you are a developer, we offer an API which can be integrated into your own system.
Batch Processing
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Enter your customer card information into a CSV-formatted file (such as Excel)
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Upload to an easy-to-use interface in your own online member area. Files can be loaded 30 days in advance
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Process the entire file at once
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Download reports explaining the status of each transaction
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Tokenization encrypts every piece of confidential data your customer supplies and stores it on our PCI-certified servers
eCommerce Websites
Hosted Checkout
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Several development options available for your business/IT needs
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Template-based forms or custom-designed
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Basic hosted cart or storefront for larger product inventories
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Tokenized processing options for simplified PCI Compliance
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Recurring payments and batch processing functionality
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User access controls and customizable security settings
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Comprehensive online reporting and download options
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SSL Security
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24/7 customer support
Developer API (Customized eCommerce)
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Customizable to take on the look and feel of your site
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Easily integrates with almost any shopping cart, order management or accounting software
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Compatible with multiple programming languages
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Supports batch processing, recurring billing and tokenized processing
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Comprehensive reporting API available
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Capture and store custom order data
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Accept all major cards plus Interac® Online
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Fraud protection tools and prevention measures
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User access controls and extensive, real-time reporting
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SSL Security
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24/7 customer support
Virtual Terminal
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Create unlimited user accounts with unique security permissions
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Support purchases, pre-authorizations and adjustments
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Customize terminal layout
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Add drop down menus, checkboxes, text fields and more
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Collect up to five pieces of business-specific data
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Review extensive online reporting
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Export transaction data to CSV
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Ideal to take phone-in orders
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Data Security and Fraud protection tools
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Real-time Online reports making it easy to reconcile payments
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Compliant with PCI DSS industry security standard
How it Works